Insure Washington

Never had anyone ask how cheap their policy was during a claim.   Personal Property and Insurance has several very important values when you are talking with an insurance agent. We go over these coverages at the time of presenting the quote with the client. It gives them the information to make an informed decision. Quote today.   There is Replacement Cost Value is the amount of money it would cost to replace an item with a similar item of like kind and quality in today's market.  RCV is typically higher than actual cost because it takes into account the cost of inflation and the cost of replacing the item with a similar item of like kind and quality.  / Where do you shop? Actual cost is the amount of money it would cost to repair or replace an item with the same item. Insurance companies calculate ACV by subtracting the depreciation from an item’s replacement cost value. This coverage is often cheaper than Replacement cost value. Depreciation is the decrease in...

Most ot the snow is melted so a lot of us going to dust off the bike and go for a ride. Do we need insurance ? Not everyone has coverage on their motorcycle year round. If you are a hipster or riding a Harley then you should know motorcycle insurance is different from auto insurance in a few ways: 1.Coverage: Motorcycle insurance typically offers specific coverage for motorcycle-related risks such as custom parts, safety apparel, and roadside assistance. work goes into a ride 2.Cost: Motorcycle insurance is generally less expensive than auto insurance due to the lower risk of damage or injury caused by a motorcycle compared to a car. I need a insurance quote .  3.Risk factors: Motorcycle insurance rates are affected by different risk factors than auto insurance, such as the type of motorcycle, the rider's age and experience, and the number of miles ridden per year. State requirements: In Washington State all motorcycles drivers must carry liability coverage and proof they have ins...

There are several ways to lower your car insurance costs: Shop around: Compare car insurance quotes from several different insurance companies to find the best deal. We built Wenatchee Insurance Agency to offer multiple companies. Not every company has been successful in keeping up over the last couple of years of changes.  Consider a higher deductible: A higher deductible means that you'll pay more out of pocket in the event of a claim, but your monthly premium will be lower. A key question is how much do you want to pay out of pocket before the insurance company starts paying. If the car is paid off do not automatically drop comprehensive and collision coverages if you can not pay out of pocket to repair them. Maintain a good driving record: A good driving record can help lower your insurance costs. Avoid tickets, accidents, and DUI convictions. Take a defensive driving course: Some insurance companies offer discounts to drivers who take defensive driving courses. Bundle your po...

Van Life can be rewarding. Living in a van may change your car insurance needs, as your van will likely be considered a primary residence rather than just a vehicle. This means that you will likely need to purchase additional coverage, such as liability insurance and comprehensive coverage, to protect yourself and your property while you are living in the van. Additionally, you may need to notify your insurance company of your change in living situation, as it may affect your coverage and premiums.  If you have questions then let us know.   If you haven't seen some of these homes on wheels and the work that goes into them then check this out:  Van living can require modifying your vehicle. Aftermarket parts, also known as non-original equipment manufacturer (OEM) parts, are not covered by car insurance in the same way as original parts. In general, car insurance policies will only cover the cost of repairing or replacing a damaged part with an OEM part, rather than an aft...

  At Wenatchee Insurance Agency one of the most affordable policies that we do is Renter's Insurance. When you are living at someone else's place, whether it is a paying rent for an apartment or crashing in the basement for an extended period of time then get some renters insurance. We talk about these for years because they are inexpensive and with a good one in place they keep problems from compounding. Renters insurance is a type of insurance that provides financial protection for individuals who rent their living space, such as an apartment or a house. It can help cover the cost of replacing personal belongings that are lost, stolen, or damaged due to covered events, such as fire or theft. It can also provide liability coverage, which can help pay for legal expenses if someone is accidentally injured on the rental property. Additionally, renters insurance can also provide additional living expenses if the rental property is uninhabitable due to a covered event. Overall, re...

  Feeling safe is important. At home, at work, and walking around town. There have been days we walked into stores throughout the years and felt uncomfortable because we didn’t fit the white heteronormative image of a "standard" consumer. It didn’t feel right when we were talked down to. We knew that there was a better way and built our insurance agency around inclusivity. We asked questions like: Human : Why is inclusive business important ? AI : Inclusive business is important because it seeks to create economic opportunities for marginalized groups such as those living in poverty, the disabled, and women. By extending economic opportunities to diverse social and economic structures, inclusive businesses can contribute to economic growth, create jobs, and reduce poverty . Additionally, inclusive businesses can also help create a more equitable society, by reducing inequality and enabling those from underprivileged backgrounds to access economic opportunities. ...

 This year Suzie is going through her  Annual Medicare Training . It is done every year and allows her to contract with Medicare Plans, educate and enroll consumers and receive a commission for her services. If you have been to our  main webpage  then you notice that we do a lot of different types of insurance.   Insurance is an heavily regulated industry. It requires being trained and then licensed with the Office of the Insurance Commissioner. We purchase equipment, open office spaces, and software so that we can effectively interact with the public. We have to secure contracts with companies if we want to be able to offer their products. Now not every company offers contracts with Agents. So we had to put up a new disclaimer. "We do not offer every plan available in your area. Any Information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. " Yes, since...