Not all auto insurance is the same, for example let's look at Van Life

Van Life can be rewarding.

Living in a van may change your car insurance needs, as your van will likely be considered a primary residence rather than just a vehicle. This means that you will likely need to purchase additional coverage, such as liability insurance and comprehensive coverage, to protect yourself and your property while you are living in the van. Additionally, you may need to notify your insurance company of your change in living situation, as it may affect your coverage and premiums. 

If you have questions then let us know. 

If you haven't seen some of these homes on wheels and the work that goes into them then check this out: 


Van living can require modifying your vehicle. Aftermarket parts, also known as non-original equipment manufacturer (OEM) parts, are not covered by car insurance in the same way as original parts. In general, car insurance policies will only cover the cost of repairing or replacing a damaged part with an OEM part, rather than an aftermarket part.


However, some insurance companies may offer coverage for aftermarket parts under a "parts replacement coverage" add-on, which would give you the option to use aftermarket parts in repairs. This coverage is typically offered as an option and may come at an additional cost.

If you have a van that you are living out of for extended periods of time, it may have a special policy with different coverage options to protect the value of your van. In that case, you should check the policy and the coverage provided.


It's always best to review your insurance policy and discuss your options with your insurance provider to determine what coverage is appropriate for your situation.

If you have a residency in Washington State and would like to cover your Van then let us know. We would be happy to support your dream. 

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