How is Motorcycle Insurance different than Car insurance in Washington State?



Most ot the snow is melted so a lot of us going to dust off the bike and go for a ride. Do we need insurance? Not everyone has coverage on their motorcycle year round. If you are a hipster or riding a Harley then you should know motorcycle insurance is different from auto insurance in a few ways:

1.Coverage: Motorcycle insurance typically offers specific coverage for motorcycle-related risks such as custom parts, safety apparel, and roadside assistance.

work goes into a ride


2.Cost: Motorcycle insurance is generally less expensive than auto insurance due to the lower risk of damage or injury caused by a motorcycle compared to a car.

I need a insurance quote. 

3.Risk factors: Motorcycle insurance rates are affected by different risk factors than auto insurance, such as the type of motorcycle, the rider's age and experience, and the number of miles ridden per year.

State requirements: In Washington State all motorcycles drivers must carry liability coverage and proof they have insurance.

The minimum coverage is:

  • $25,000 for injuries or death to another person
  • $50,000 for injuries or death to all other people
  • $10,000 for damage to another person's property
Motorcycle Accident


Minimum coverage is good for covering the other people. Beyond minimum coverage, we are going to look at covering you for medical injury and repairing your bike if you get in an accident. We want you made whole so that you can get out there again and go riding again. 

Whether you are a new rider or an experienced rider at Wenatchee Insurance we have a variety of insurance companies. Our customers are not people that fit into little cookie cutter images of what some corporation wants. We have conversations because we want to know about you and your bike. 
Location: 413 N Mission St, Wenatchee, WA 98801, USA

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