Posts

Not all auto insurance is the same, for example let's look at Van Life

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Van Life can be rewarding. Living in a van may change your car insurance needs, as your van will likely be considered a primary residence rather than just a vehicle. This means that you will likely need to purchase additional coverage, such as liability insurance and comprehensive coverage, to protect yourself and your property while you are living in the van. Additionally, you may need to notify your insurance company of your change in living situation, as it may affect your coverage and premiums.  If you have questions then let us know.   If you haven't seen some of these homes on wheels and the work that goes into them then check this out:  Van living can require modifying your vehicle. Aftermarket parts, also known as non-original equipment manufacturer (OEM) parts, are not covered by car insurance in the same way as original parts. In general, car insurance policies will only cover the cost of repairing or replacing a damaged part with an OEM part, rather than an aftermarket p

Why everyone that is renting should have an insurance policy

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  At Wenatchee Insurance Agency one of the most affordable policies that we do is Renter's Insurance. When you are living at someone else's place, whether it is a paying rent for an apartment or crashing in the basement for an extended period of time then get some renters insurance. We talk about these for years because they are inexpensive and with a good one in place they keep problems from compounding. Renters insurance is a type of insurance that provides financial protection for individuals who rent their living space, such as an apartment or a house. It can help cover the cost of replacing personal belongings that are lost, stolen, or damaged due to covered events, such as fire or theft. It can also provide liability coverage, which can help pay for legal expenses if someone is accidentally injured on the rental property. Additionally, renters insurance can also provide additional living expenses if the rental property is uninhabitable due to a covered event. Overall, re

Why is Inclusive Business important with insurance?

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  Feeling safe is important. At home, at work, and walking around town. There have been days we walked into stores throughout the years and felt uncomfortable because we didn’t fit the white heteronormative image of a "standard" consumer. It didn’t feel right when we were talked down to. We knew that there was a better way and built our insurance agency around inclusivity. We asked questions like: Human : Why is inclusive business important ? AI : Inclusive business is important because it seeks to create economic opportunities for marginalized groups such as those living in poverty, the disabled, and women. By extending economic opportunities to diverse social and economic structures, inclusive businesses can contribute to economic growth, create jobs, and reduce poverty . Additionally, inclusive businesses can also help create a more equitable society, by reducing inequality and enabling those from underprivileged backgrounds to access economic opportunities. It

Medicare and Disclaimers for 2023

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 This year Suzie is going through her  Annual Medicare Training . It is done every year and allows her to contract with Medicare Plans, educate and enroll consumers and receive a commission for her services. If you have been to our  main webpage  then you notice that we do a lot of different types of insurance.   Insurance is an heavily regulated industry. It requires being trained and then licensed with the Office of the Insurance Commissioner. We purchase equipment, open office spaces, and software so that we can effectively interact with the public. We have to secure contracts with companies if we want to be able to offer their products. Now not every company offers contracts with Agents. So we had to put up a new disclaimer. "We do not offer every plan available in your area. Any Information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. " Yes, since not every company

Local Radio wasn't enough in North Central Washington so we helped a new station

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What happens when your favorite radio personality get's let go from their radio station? Do you move on? We get nerdy over Star Wars and listened for years while we drove our son to school. Face it there is not many good stations out there that are local with local personality. Nikki Darling could have jumped to a bigger market. She could have left the area but this was home despite being raised on the East Coast! This is what we have to say about the Bear On the Air Project. This online radio station is launching February 1st. From what we have seen, it is amazing work by Nikki. We met Nikki back from her days with KPQ and doing the morning show. It would be a crime to let leave the area. Join the facebook page at: https://www.facebook.com/BearOnAirDotCom The Website at: https://bearonair.com/ The launch party: https://www.facebook.com/events/3424057827820323 If you like what you hear then become a sponsor.

Medicare Advantage Virtual Sales Seminar

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  For the 2021 year, Suzie wanted to provide customers with the opportunity to learn about Health Alliance Medicare Advantage Plans and any updates from the comfort of their home. This is a no obligation group meeting. Suzie asks that you use the Health Alliance link to confirm your reservation.     If you have complex or personal information that you would like to discuss or further questions then feel free to   schedule a one on one   with Suzie either in our office or online. Which ever you are most comfortable with. Medicare Annual Enrollment Period runs from October 15th through December 7th 2020.   This allows a whole group to get together online and hear and understand the updates.  How it works is as follows: 1. Select a date and fill out the form from Health Alliance. Date: Saturday October 17, 2020 at 1:00 PM Wednesday October 21, 2020 at 10:00 AM Saturday October 24, 2020 at 1:00 PM Wednesday October 28, 2020 at 10:00 AM Saturday October 31, 2020 at at 1:00 PM Wednesday Nove

Questions about the non fatal impact of Covid-19

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Start out, practice social distancing, wash your hands and wear a mask when in public . What is your risk of catching it then try this widget from Mathematica ? What is the real death rate for COVID-19 ? Is a tricky question. 1. Death records suggest some are being missed in final counts . 2. About 30% of COVID Deaths may have not been reported. 3..  Now, numerous studies — using a range of methods — estimate that in many countries some 5 to 10 people will die for every 1,000 people with COVID-19. The CDC has a laundry list of conditions that can complicate COVID-19. Chronic Kidney Disease Chronic Obstructive Pulmonary Disease Immunocompromised state (weakened immune system) from solid organ transplant Obesity (body mass index of 30 or higher) Serious heart conditions Sickle cell disease Type 2 diabetes mellitus Asthma (moderate to severe) Cerebrovascular disease Cystic Fibrosis Hypertension or high blood pressure Immunocompromised state from blood or bone marro