Insure Washington

Never had anyone ask how cheap their policy was during a claim.   Personal Property and Insurance has several very important values when you are talking with an insurance agent. We go over these coverages at the time of presenting the quote with the client. It gives them the information to make an informed decision. Quote today.   There is Replacement Cost Value is the amount of money it would cost to replace an item with a similar item of like kind and quality in today's market.  RCV is typically higher than actual cost because it takes into account the cost of inflation and the cost of replacing the item with a similar item of like kind and quality.  / Where do you shop? Actual cost is the amount of money it would cost to repair or replace an item with the same item. Insurance companies calculate ACV by subtracting the depreciation from an item’s replacement cost value. This coverage is often cheaper than Replacement cost value. Depreciation is the decrease in...

Most ot the snow is melted so a lot of us going to dust off the bike and go for a ride. Do we need insurance ? Not everyone has coverage on their motorcycle year round. If you are a hipster or riding a Harley then you should know motorcycle insurance is different from auto insurance in a few ways: 1.Coverage: Motorcycle insurance typically offers specific coverage for motorcycle-related risks such as custom parts, safety apparel, and roadside assistance. work goes into a ride 2.Cost: Motorcycle insurance is generally less expensive than auto insurance due to the lower risk of damage or injury caused by a motorcycle compared to a car. I need a insurance quote .  3.Risk factors: Motorcycle insurance rates are affected by different risk factors than auto insurance, such as the type of motorcycle, the rider's age and experience, and the number of miles ridden per year. State requirements: In Washington State all motorcycles drivers must carry liability coverage and proof they have ins...

There are several ways to lower your car insurance costs: Shop around: Compare car insurance quotes from several different insurance companies to find the best deal. We built Wenatchee Insurance Agency to offer multiple companies. Not every company has been successful in keeping up over the last couple of years of changes.  Consider a higher deductible: A higher deductible means that you'll pay more out of pocket in the event of a claim, but your monthly premium will be lower. A key question is how much do you want to pay out of pocket before the insurance company starts paying. If the car is paid off do not automatically drop comprehensive and collision coverages if you can not pay out of pocket to repair them. Maintain a good driving record: A good driving record can help lower your insurance costs. Avoid tickets, accidents, and DUI convictions. Take a defensive driving course: Some insurance companies offer discounts to drivers who take defensive driving courses. Bundle your po...