Insure Washington

Have you been out to WenatcheeInsurance.com ? The insurance industry can be tough on ease of use and we wanted to go against that trend.  We have been working hard to make it easier for people to find us, get quote information, and now get access to their information faster.  Check out this video .  When someone has a Home, Auto, or Business Account then they also have access to the Client Center .  No more hunting for ID cards, if you want to add a car over the weekend or make a payment at 2:00 AM.  All you have to do is use the email address that you have on file then you have access to this feature. email sign in Seriously, the Client Center is easy to find and easy to get into with your email. I even plugged in a document for a Good Student Discount.   simple menu easy to load information Being an independent insurance agency in North Central Washington, allows us to build with the customer in mind. Our office is easy to find at 413 N Mission Street in ...

When we discuss homeowners’ insurance with homes in North Central Washington, we always start with the same first step. People ask us about all sorts of things, but the independent insurance agents at Wenatchee Insurance start from the bottom, which is the dwelling coverage amount. Without that estimated amount required to rebuild your Wenatchee home in the event of a total loss, you really don't have a home insurance policy. Can you rebuild your home after a total loss? The discussion around that number is always is it enough or is it too much. People love to haggle over this number. It’s a three bears situation, not too high, not too low, and just right. We want to hit that just right number. Let's see what goes into this number and if you have enough to rebuild! How Is the Estimate Determined? The first step to determining the dwelling amount is to look at the square footage and year that your home was built. This establishes a size, or amount of construction needed whil...

At Wenatchee Insurance , we get this question a lot about new homes and the price of insurance. Central Washington residents love buying new construction homes in Quincy, Leavenworth, Lake Chelan, Entiat, and all around the countryside. There are definitely hot, new built homes in the area.  It's great to move to a brand-new home and not have to worry about anything other than how to set up your internet service and have enough storage space. Typically, there is no painting, no repairs, no cleaning out the back corner of the basement, or other hassles that come with a pre-existing home purchase. One of the other things that people take comfort in when they purchase a new build is that the cost of insurance is incredibly cheap compared to older homes. We are often asked how this is possible. There are a bunch of factors at work. Let's take a closer look! Number one on the list is going to be the fact that the house is shiny with the new house smell. Seems obvious right? Think o...

  At Wenatchee Insurance , we like to know why a possible new client in Chelan/Douglas County is searching for new coverage with us.  Yup, the answers vary, but we do see some trends, and usually that is centered around price.  Who doesn't think about price these days? Buyers have more options than ever and the elusive better deal is sometimes not elusive at all.  Are you paying too much for insurance? People don't want to overpay. Plain and simple. You'll see the majority of advertisements focus on helping customers save money. $300 billion a year spent on advertising proves this to be the case. Companies want to keep saving money front of mind, and when it comes to saving money, they want to stand out ahead of the competition to bring that buyer in-house versus going with someone else.  For the consumer, the big question, am I paying too much? Trusting the companies that advertise to them isn't the best strategy. Never treat good marketing as equali...

  Whether you live in Wenatchee or not, we think it's great when we hear from Washington homeowners and learn they do not carry a mortgage on their home. This usually falls in the range of a third of the Washington state population. That is a great situation to put yourself in, and we know it's not easy getting there unless you received the house as a gift from your late great Uncle. We'll get questions from folks in this situation about whether or not insurance is required at this point. That's a valid question. Why would someone want to pay a premium for insurance on a home if they aren't required to do so? It just so happens, Washington law does not mandate a homeowner as required to carry insurance on their mortgage-free home.  So, what about those who do carry a mortgage? Do you have to have home insurance in Wenatchee? What About Mortgage? The majority of the Washington population does carry a mortgage and we are required to carry home insurance. You ...

Never had anyone ask how cheap their policy was during a claim.   Personal Property and Insurance has several very important values when you are talking with an insurance agent. We go over these coverages at the time of presenting the quote with the client. It gives them the information to make an informed decision. Quote today.   There is Replacement Cost Value is the amount of money it would cost to replace an item with a similar item of like kind and quality in today's market.  RCV is typically higher than actual cost because it takes into account the cost of inflation and the cost of replacing the item with a similar item of like kind and quality.  / Where do you shop? Actual cost is the amount of money it would cost to repair or replace an item with the same item. Insurance companies calculate ACV by subtracting the depreciation from an item’s replacement cost value. This coverage is often cheaper than Replacement cost value. Depreciation is the decrease in...

  Feeling safe is important. At home, at work, and walking around town. There have been days we walked into stores throughout the years and felt uncomfortable because we didn’t fit the white heteronormative image of a "standard" consumer. It didn’t feel right when we were talked down to. We knew that there was a better way and built our insurance agency around inclusivity. We asked questions like: Human : Why is inclusive business important ? AI : Inclusive business is important because it seeks to create economic opportunities for marginalized groups such as those living in poverty, the disabled, and women. By extending economic opportunities to diverse social and economic structures, inclusive businesses can contribute to economic growth, create jobs, and reduce poverty . Additionally, inclusive businesses can also help create a more equitable society, by reducing inequality and enabling those from underprivileged backgrounds to access economic opportunities. ...