Why is Child's life insurance a good idea?
One of the most important questions to ask. Why would I insist on a life insurance policy for my child? If you are looking at insurance for just the death benefits, then it can seem cold to consider insuring a child. Most are comfortable with the illusion that kids do not die in America. However, when you take a deeper look at it then you understand how important it is to carry a policy. It's our job as parents to protect and guide our children through the world. Life insurance is not so much as looking at what happens if they die. It is what happens when they live. Are you setting your child up with a future? Are you working with developing a financial strategy that positions them in a better place than you started? You may have heard about pre-existing conditions. Life insurance operates in a manner that if you develop and illness or condition then you may no longer qualify for an underwritten life insurance policy in the future. This can occur at any ag...