Insure Washington

We created Wenatchee Insurance from the ground up. It's our home and we wanted to offer a variety of companies to help out during the hard market . A Hard market is where rates rise and coverages may be more difficult to find. With the local fire loses in recent years and the national catastrophes we are seeing price increases in the marketplace during renewals .  You may be familiar with part of the team, as they have worked on Suzie Health Solutions for nearly a decade with Health and Medicare.  We basically took what we learned about the toughest market, health insurance and started applying it with homes, autos and businesses. We put everything under one roof to make it easy for folks .  How to reduce the cost of insurance. 1. Take a defensive driving course. AARP offers an online course for older drivers.  2. Increase your deductible. The question to ask is how much do you want to pay out of pocket before you want insurance to cover an incident.  3. Ask a...

Never had anyone ask how cheap their policy was during a claim.   Personal Property and Insurance has several very important values when you are talking with an insurance agent. We go over these coverages at the time of presenting the quote with the client. It gives them the information to make an informed decision. Quote today.   There is Replacement Cost Value is the amount of money it would cost to replace an item with a similar item of like kind and quality in today's market.  RCV is typically higher than actual cost because it takes into account the cost of inflation and the cost of replacing the item with a similar item of like kind and quality.  / Where do you shop? Actual cost is the amount of money it would cost to repair or replace an item with the same item. Insurance companies calculate ACV by subtracting the depreciation from an item’s replacement cost value. This coverage is often cheaper than Replacement cost value. Depreciation is the decrease in...

  At Wenatchee Insurance Agency one of the most affordable policies that we do is Renter's Insurance. When you are living at someone else's place, whether it is a paying rent for an apartment or crashing in the basement for an extended period of time then get some renters insurance. We talk about these for years because they are inexpensive and with a good one in place they keep problems from compounding. Renters insurance is a type of insurance that provides financial protection for individuals who rent their living space, such as an apartment or a house. It can help cover the cost of replacing personal belongings that are lost, stolen, or damaged due to covered events, such as fire or theft. It can also provide liability coverage, which can help pay for legal expenses if someone is accidentally injured on the rental property. Additionally, renters insurance can also provide additional living expenses if the rental property is uninhabitable due to a covered event. Overall, re...