Insure Washington

When we discuss homeowners’ insurance with homes in North Central Washington, we always start with the same first step. People ask us about all sorts of things, but the independent insurance agents at Wenatchee Insurance start from the bottom, which is the dwelling coverage amount. Without that estimated amount required to rebuild your Wenatchee home in the event of a total loss, you really don't have a home insurance policy. Can you rebuild your home after a total loss? The discussion around that number is always is it enough or is it too much. People love to haggle over this number. It’s a three bears situation, not too high, not too low, and just right. We want to hit that just right number. Let's see what goes into this number and if you have enough to rebuild! How Is the Estimate Determined? The first step to determining the dwelling amount is to look at the square footage and year that your home was built. This establishes a size, or amount of construction needed whil...

We can get you an SR 22   We write SR 22s on a regular basis for clients all over North Central Washington. We understand that moments can get away from the best of us. An SR 22 judgement is not the end of the world. An SR-22 is a certificate of insurance that Washington State requires from drivers who have been convicted of certain driving offenses, such as driving under the influence (DUI) or driving without insurance. The SR-22 is not an insurance policy itself, but rather a document that proves you have the required insurance coverage. When a driver is required to have an SR-22, your insurance company will file the form with the state on your behalf. The SR-22 is typically required for a period of three years, during which time the driver must maintain the required insurance coverage. If the driver cancels their insurance during this time or if the insurance company cancels the policy, the insurance company is required to notify the state, and the driver's license may be suspe...

At Wenatchee Insurance , we get this question a lot about new homes and the price of insurance. Central Washington residents love buying new construction homes in Quincy, Leavenworth, Lake Chelan, Entiat, and all around the countryside. There are definitely hot, new built homes in the area.  It's great to move to a brand-new home and not have to worry about anything other than how to set up your internet service and have enough storage space. Typically, there is no painting, no repairs, no cleaning out the back corner of the basement, or other hassles that come with a pre-existing home purchase. One of the other things that people take comfort in when they purchase a new build is that the cost of insurance is incredibly cheap compared to older homes. We are often asked how this is possible. There are a bunch of factors at work. Let's take a closer look! Number one on the list is going to be the fact that the house is shiny with the new house smell. Seems obvious right? Think o...

  At Wenatchee Insurance , we like to know why a possible new client in Chelan/Douglas County is searching for new coverage with us.  Yup, the answers vary, but we do see some trends, and usually that is centered around price.  Who doesn't think about price these days? Buyers have more options than ever and the elusive better deal is sometimes not elusive at all.  Are you paying too much for insurance? People don't want to overpay. Plain and simple. You'll see the majority of advertisements focus on helping customers save money. $300 billion a year spent on advertising proves this to be the case. Companies want to keep saving money front of mind, and when it comes to saving money, they want to stand out ahead of the competition to bring that buyer in-house versus going with someone else.  For the consumer, the big question, am I paying too much? Trusting the companies that advertise to them isn't the best strategy. Never treat good marketing as equali...