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Showing posts with the label Fire Insurance

Do You Have To Have Home Insurance In Wenatchee, Washington?

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  Whether you live in Wenatchee or not, we think it's great when we hear from Washington homeowners and learn they do not carry a mortgage on their home. This usually falls in the range of a third of the Washington state population. That is a great situation to put yourself in, and we know it's not easy getting there unless you received the house as a gift from your late great Uncle. We'll get questions from folks in this situation about whether or not insurance is required at this point. That's a valid question. Why would someone want to pay a premium for insurance on a home if they aren't required to do so? It just so happens, Washington law does not mandate a homeowner as required to carry insurance on their mortgage-free home.  So, what about those who do carry a mortgage? Do you have to have home insurance in Wenatchee? What About Mortgage? The majority of the Washington population does carry a mortgage and we are required to carry home insurance. You ...

Why everyone that is renting should have an insurance policy

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  At Wenatchee Insurance Agency one of the most affordable policies that we do is Renter's Insurance. When you are living at someone else's place, whether it is a paying rent for an apartment or crashing in the basement for an extended period of time then get some renters insurance. We talk about these for years because they are inexpensive and with a good one in place they keep problems from compounding. Renters insurance is a type of insurance that provides financial protection for individuals who rent their living space, such as an apartment or a house. It can help cover the cost of replacing personal belongings that are lost, stolen, or damaged due to covered events, such as fire or theft. It can also provide liability coverage, which can help pay for legal expenses if someone is accidentally injured on the rental property. Additionally, renters insurance can also provide additional living expenses if the rental property is uninhabitable due to a covered event. Overall, re...